The Livingston Group
Posts from September 8th, 2026
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September
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Is Waiting to Buy Really Saving You Money?
"We're going to wait until rates come down."
On the surface, that makes sense. A lower interest rate can mean a lower monthly payment and less interest paid over the life of a loan.
But there's another side of the equation that buyers sometimes overlook:
What happens to home prices while you're waiting?
Let's look at a simple example.
Imagine you're considering purchasing a $300,000 home today.
If that home appreciates at an average of 4% per year, its value would be approximately $325,000 two years from now.
That's roughly $25,000 more for the same home....
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